Special Finance Auto Credit and Car Loans
Thank you for taking the time to read this blog, we appreciate your trust and we don’t want to waste your time. We created this blog for individuals who need a vehicle but who unfortunately have a credit history that is less than perfect… …if this is you, you owe it to yourself to watch this important video …and don’t worry, this IS NOT another “Good Bad and Ugly We Approve Everybody” type of blog. There are enough of these promises out there and this IS NOT another one of them. Our dealership is rather concerned with the needs of good people who fell on some hard times…
• Maybe you’re a couple who always had the benefit of two solid incomes… then one of you might have lost their job… and it sent your finances on a tail spin for a while… that will put a dent in your credit! • Maybe you fought through a painful divorce… we’ve seen firsthand how that can leave someone’s credit in a really bad state;
• Maybe you had to fight cancer or another illness, or maybe you took care of a love one and had to take a loss of income… we know how much pain that brings to the heart and the wallet; • Maybe you are a self-employed individual, you started a business, or you have an income that is harder to prove, that can be a tricky if you need to get financing for a vehicle;
These scenarios and many others SHOULD NOT prevent you from getting the quality vehicle you need and deserve. We also feel VERY strongly that you shouldn’t have to compromise about where you want to buy your next vehicle… …and that’s why we created our services. You see, over the years, we’ve learned that everybody’s financial situation and credit history is different. Your credit is actually like a fingerprint…. it’s unique! There is no cookie cutter approach in getting people with credit challenges approved… there is no “one size fits all” solution… and people who say the opposite probably don’t understand automotive credit.
We’ve also learned over the years that every lender has different guidelines and areas of comfort and discomfort... some might be comfortable with new credit, others might prefer self-employed individuals… and other are excited to lend to people who went through a bankruptcy. The key is to find the right lender for YOUR CREDIT PROFILE!
Other dealers might prefer to “shotgun” your credit application to numerous lenders in the hope of finding one that will “bite” and accept your application…
WE FIND THAT APPROACH DANGEROUS FOR A NUMBER OF REASONS: First, each time a potential lender “pulls” your credit bureau, your credit score will lose a few points… which might lower your beacon score enough to make it impossible to get it approved; Second, some lenders, seeing on your credit bureau the numerous attempts to get a loan through different lenders might label you as a credit seeker and might decline the application without even giving it a “fair chance”
For all these reasons, we believe the best approach to get YOU APPROVED is for us to take the time to learn YOUR STORY, understand WHAT happened and WHY it happened… then find a lender that will understand YOUR UNIQUE SITUATION. If you would like to have a Special Finance expert in your corner… a specialist and a friend that understands automotive credit and that can help you get the vehicle you want and need, while rebuilding a new credit history to replace the imperfections of the past…
WE ARE YOUR PARTNER.
The first step would be for you to click complete the Web form. That will provide us with all the information we need to jump start the process. Step number two will be a short phone call where we will have a pleasant and honest conversation about your UNIQUE SITUATION so we can best understand what happened and how to move forward with the right lender. Step three we will get you approved and behind the wheel of your next vehicle in no time.
Interested to get started? Complete the Web form and let’s get your life back on track where it should be! We believe life is like driving a vehicle… there’s a small mirror to look in the back but the focus should be looking in front and ahead through the windshield… there might be a few hiccups in your past but there is a bright future ahead for you.
Mainland Auto Loans blog is a free resource for credit challenge customers who have the desire to improve their lives by acquiring the knowledge required to increase their credit score. Our team understands that even good people are often forced to go through tough times. A divorce, a loss of income, an illness, or other similar circumstances out of your control might have put a toll on your credit history and your financial life. We want to help by giving you access to quality content that will provide you with the know-how, the tools, and the strategies to get back on your feet and enjoy the freedom of a healthy credit score.
Our writers specialise in automotive financing. To our knowledge, the purchase of the right vehicle, at the right price, financed from the right lender, at the right interest rate provides one of the fastest and most robust ways to rebuild your credit history. It’s impossible to erase bad credit, but rebuilding a solid and diligent payment history through a vehicle financing is a great way to separate yourself from your past credit bumps to enjoy a better future.
You can also use the information to protect your current credit, avoid pitfalls, and educate your children so they are prepared to enter the world equipped with the knowledge that will give them an edge and will allow them to fulfil all their dreams.
Credit is a great tool if used properly. At Mainland Auto Loans, we want you to control your credit; we don’t want credit to control you.
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